• Phone Number:

    (303) 317-6841
  • Hours:

    Hours Mountain Time:
    Mon- Thur 9am to 5:00pm
    Fri- 10am to 4:30pm
    Sat- 1:00pm to 3:00pm

  • GET A FREE INSURANCE QUOTE!

    We are an Insurance Agency Located In Denver, Colorado. We are full service National Insurance brokers. Please contact us for a free quote or any other help.

    (303)-317-6841

    mark@denversinsurance.com

    2833 S Colorado Blvd
    Denver, Co 80222

    Area's We Serve:
    Arvada, Aurora, Boulder, Broomfield, Centennial, Castle Rock, Cherry Hills, Commerce City, Denver, Golden, Highlands Ranch, Littleton, Lone Tree, Northglenn, Parker, Thornton, Westminster, Wheat Ridge and all of Colorado.

  • Products:

    Auto, Motorcycle, ATV, RV, Snowmobile, Home, Landlord, Commercial, Life.

  • Pages

  • Agents

We Are An Authorized Progressive Insurance Agency | Car & Auto Insurance

Authorized Progressive Insurance Agency       1-(888)-270-0995  &  (303)-317-6841

We are an Authorized Progressive Insurance Agency located in Denver, Colorado. As independent agents and brokers, we offer some of the most competitive rates in the State. Work with one of our licensed experienced agents, and they will counsel you into a comprehensive insurance policy, that is best for you.

NOTICE: We are NOT Progressive Direct. We are an independent insurance agency, that sells Progressive Insurance Products.

Progressive Insurance Products

  • Auto/Car Insurance
  • Sr22 Insurance
  • Commercial/Business Auto Insurance
  • Motorcycle Insurance
  • Snowmobile Insurance
  • ATV Insurance
  • RV Insurance
  • Home Insurance
  • Renters Insurance
  • Condo Insurance
  • Landlord Insurance
  • Personal Umbrella
  • (EPLI) Employment Practices Liability Insurance
  • And More!

We Insure All Drivers

We insure anyone and everyone. This includes any where from a young driver, to drivers who have a DUI(s) needing sr22, to preferred drivers who have good credit and a clean driving record.

Coverages We Offer:

  • We can write-up to a half million dollar combined single liability limit.
  • We Offer up to $25,000 in medical payments coverage.
  • Under insured or uninsured motorists is available on all policies.
  • Comprehensive and collision coverage is available, with deductibles as low as 100 dollars.
  • Roadside assistance.
  • Lien/Lease Gap Coverage Available.
  • Uninsured Motorists Property Damage Available for “Liability Only” Policies.
  • $50 Deductible Glass Coverage Available.

Visit Our ProgressiveAgent.com Listing

To Visit our ProgressiveAgent.com listing please click here.

Our Companies Claims Process Is Excellent

We only write insurance with companies that have an excellent claims process. A claim can be complicated, but our companies will treat you fair and keep the process as simple as possible.

Personalized Service

Our agency is family based and understands insurance. You will work one-one-one with an experienced agent who will find a policy that best fits your business needs. We believe in “good old-fashioned customer service”.

Get A Free Insurance Quote!

To get a free insurance quote, please use our quick form, or contact us during normal business hours at (888)-270-0995. We will counsel you into how to receive the best price, for the most coverage. We will also advise on how to maximize discounts.

Address:

2833 S. Colorado Blvd

Denver, Co 80222

(303)-219-4985

Denver Auto Insurance | Car Insurance Denver | Get A Free Quote

Denver Auto & Car Insurance

If you are looking for auto insurance, look no further. We offer free car insurance quotes to all of our clients. We offer insurance from our top 10 companies, and offer some of the most competitive rates in Denver. Our agents put together comprehensive auto insurance policies with superior coverage.

We Insure All Drivers

We insurance anyone and everyone. This includes any where from a young driver, to drivers who have a DUI(s) needing sr22, to preferred drivers who have good credit and a clean driving record.

Coverages We Offer:

  • We can write-up to a half million dollar combined single liability limit.
  • We Offer up to $25,000 in medical payments coverage.
  • Under insured or uninsured motorists is available on all policies.
  • Comprehensive and collision coverage is available, with deductibles as low as 250 dollars.
  • Roadside assistance and rental car reimbursement available.
  • Lien/Lease Gap Coverage Available.
  • Uninsured Motorists Property Damage Available for “Liability Only” Policies

Our Companies Claims Process Is Excellent

We only write insurance with companies that have an excellent claims process. A claim can be complicated, but our companies will treat you fair and keep the process as simple as possible.

Personalized Service

Our agency is family based and understands insurance. You will work one-one-one with an experienced agent who will find a policy that best fits your business needs. We believe in “good old-fashioned customer service”.

Get A Free Denver Auto Insurance Quote!

We offer up to 10 personal lines companies for auto insurance. To get a free Denver car insurance quote, please use our quick form, or contact us during normal business hours at (303)-317-6841. We will counsel you into how to receive the best price, for the most coverage. We will also advise on how to maximize discounts.

Young Driver And Teenage Driver Insurance | Free Quotes!

Being a parent can have a lot of responsibility. Soon enough your kids are getting their permit and are soon ready to drive on their own. One thing you will need is car insurance. We offer affordable young driver and teenage insurance. If you have a child(s) that is in between 15 and 19, we can put together a comprehensive vehicle insurance policy. Below we will highlight our insurance product.

We Cover All Young Drivers

This includes drivers who just received their driver’s license, or who have a ticket(s) or who have had an accident. Young drivers are considered 15 to 19. Once they are 18 they can set up on their own insurance policy. From there you can continue to keep them on your policy, or we can set them up on their own.

Coverages We Offer:

  • We can write-up to a half million dollar combined single liability limit.
  • We Offer up to $25,000 in medical payments coverage.
  • Under insured or uninsured motorists is available on all policies.
  • Comprehensive and collision coverage is available, with deductibles as low as 250 dollars.
  • Roadside assistance and rental car reimbursement available.
  • We can include most young and teenage drivers on personal umbrellas.

Get A Free Insurance Quote!

We offer up to 10 personal lines companies for auto insurance for young or teenage drivers. To get a free insurance, please use our quick form, or contact us during normal business hours at (303)-317-6841. We will counsel you into how to receive the best price, for the most coverage. We will also advise on how to maximize discounts.

Why Auto Insurance Companies Ask How You “USE” Your Vehicle

auto-insurance-car-insuranceEveryday, we hop in our cars and use them for all kinds of things. Most of the time we are driving into work, going to the grocery store or running errands. Some of us use our vehicles for other things, such as a self-employed contractor driving to a work site. An insurance company, is always going to base risk off of the factor of how you use your vehicle . In other words how a vehicle is used, is determined how much of a liability it is. Vehicle Insurance is written a couple of ways, either under a personal or commercial format. Vehicle use, is going to determine the way a policy should be written. Ultimately “use” is a factor that determines how a policy needs to be set up and how much premium should be charged.

What is the difference of between Personal Use & Commercial Use?

Personal Auto Insurance: Is used for anything personal. This includes commuting to and from work, school and running any general errands. It also includes pleasure use. Some companies do offer personal auto insurance for the use of business and artisan. These policies are very limited on the type of operations the vehicle can be involved with. (For example: A one man Handyman operation or a real estate agent.)

Commercial Auto Insurance: Is written for many types of vehicles, that involve a commercial or business related use. This can include contractors, delivery, dump trucks, transportation, taxi’s, limo’s, truckers, manufacturers and many more. Most of the time they are written under a business name or entity. Insurance companies will also ask the radius of operations. Commercial auto insurance usually includes “High” liability limits, due to the inherit risk  of a commercial vehicle itself.

What If I Have A Personal Auto Insurance Policy And I Am Using It For Commercial Use?

Having a personal auto insurance policy, when you should have a commercial policy is a bad idea. You must disclose to the insurance company/agent what you are using the vehicle for. If you are not honest about the use, it could be considered insurance fraud. Also if a claim occurs down the road, the insurance company has the right to completely deny the claim for misrepresentation for not honestly disclosing “use”.

How Do I Know If I Need A Commercial Insurance Policy?

If you are using your vehicle for more than just commuting to and from work/school or pleasure, you most likely need a commercial insurance policy. For Example, if you’re a limo company, you must have a commercial policy.

 

Overall Insurance Companies ask for vehicle use, so they can write the policy correctly under the right form. They also need to know this, so they can calculate the correct insurance premium. A taxi is going to be a lot riskier to insure than a collector car just used for the weekend. If you have any  more questions about “use” feel free to contact us

Truckers Insurance | Dump Trucks, Trash/Garbage Trucks, Tow Trucks, Tractor Trailers | Insurance

Truckers Insurance      Call Toll Free At 1-888-270-0995

We offer premier commercial auto insurance for truckers. If you are in the hauling business or trash service, we offer a comprehensive policy for you business. Let us put together a free insurance quote for you.

Personalized Service

Our agency is family based, and understands trash and dump truck insurance. Mark A. Schneider is the agency Principal, and will give you one on one counseling to fit your needs. Call him at 1-888-270-0995, during normal business hours or email him at mark@denversinsurance.com

Insurance Coverages Available

  • Commercial Auto Liability
  • Under Insured & Uninsured Motorists
  • Non-Trucking Liability
  • Vehicle Physical Damage
  • Cargo Insurance
  • Trailer Interchange
  • Workers Compensation
  • General Liability Coverage
  • Property  Insurance Coverage
  • Umbrella/Excess Liability
  • Occupational Accident
  • Warehouse Liability
  • Lease/Loan Gap Coverage
  • Roadside Assistance
Business Types
  • Beverage Services
  • Construction
  • Contractors
  • Couriers
  • Dirt, Sand & Gravel Haulers
  • Farmers
  • Firewood Haulers
  • Food Services
  • Loggers
  • Manufacturers
  • Retailers
  • Snow Plowers
  • Towing Services
  • Tradesmen
  • Truckers
  • Wholesalers
  • And Many More!
Vehicles We Can Insure
  • Agricultural Trucks
  • Box Trucks
  • Catering Trucks
  • Cement Mixers
  • Delivery Vans
  • Pump Trucks
  • Tank Trucks
  • Truck Tractor
  • Tractors
  • Trailers
  • Straight Truck
  • Dump Truck
  • Flatbed Truck
  • Liquor Trucks
  • Refrigeration Trucks
  • Tow Truck
  • Garbage/Trash Truck
  • Cargo Vans
  • And More!

How Do I Get A Quote?

Call Mark A. Schneider at 1-888-270-9995 during normal business hours, or email him at mark@denversinsurance.com He will work with you one on one to counsel you into the correct policy.

What To Do After Being Involved In A Car Accident

Being in a car accident can be a very scary thing. So much can happen it a little bit of time. After an accident, so many things can you through your mind. I am going to list the steps you should take, after a car accident.

1. Call the local authorities. Just in case there are any injuries. Also, law enforcement must be informed.

2. If necessary, clear the accident away from traffic. This in ONLY IF there is a safety issue. (Such as being on a 1 lane mountain highway, and the accident occurred around a dangerous blind corner.)

3.  Do not admit fault. Do not discuss the accident with other parties.  Only discuss the accident details with your insurance company. They will give you legal counsel.

4. Capture the information of all parties involved. This includes, name(s), address, phone number, license & plate number, and their auto insurance policy number and company. If other information is provided, take note of it.

5. Take pictures of the accident. Most people have a smart phone. If not, go buy a $20 dollar camera from a local retail store and keep it in your car. Also take notes of what happened. Do this while it’s still fresh in your mind.

6. Report the claim to your insurance company. They will represent you, and provide you legal counsel.

These are the 6 necessary steps, that should help you after an accident. If anyone is seriously hurt, the first place they should go is the hospital. This will also be determined by the paramedics. It’s also not a good idea to agree on an insurance company settlement right away. You don’t have to sign anything or agree to anything. Injuries can show up down the road. It also sometimes a good idea to get third-party legal council. That way you get a second opinion.

What An Attractive Nuisance Means For Your Home Insurance Policy

So what is an attractive nuisance?  It can best be described as something that draws a child or an adult to a location or object on your property.  These attractive nuisances can be a swimming pool, an abandon car or cars, a house that is under construction, a sand pile, or a trampoline.  There are many other attractive nuisances but the major reason they are called as such is they create curiosity, investigation or research on the part of the observer, whether it be a child or an adult.

An attractive nuisance can have an effect on your homeowners policy.  If a child comes onto your property unsupervised and sees the swimming pool and then falls in,  you as a homeowner can be held liable.  If some teenagers see some abandoned cars on your property and they decide to do some discovery,  if one of them gets hurt, you as a homeowner can be held liable.   If a trampoline is in your backyard and some children see it,  they go into your backyard and jump on the trampoline and are injured, you as a homeowner can be held liable.

Don’t let this happen.  If there is a claim on your homeowners insurance due to an unforeseen injury on your property, your premium can increase as well as you could be facing some “out-of-pocket” expense.  Guard against accidents on your property by be either fencing in your property or not having these attractive nuisances on the premises. We Do Not Recommend trampolines. Most Home insurance companies now completely exclude trampolines.

If you do have a swimming pool, have the appropriate signage and guards against accidents such as putting up a high fence that is locked and secure or address a construction area with proper identification.  Even after doing this, you as a homeowners could still be held liable if an accident should occur.  Take all precautions to prevent injuries and harm to outsiders.

Also double-check your home insurance policy, to make sure you have adequate premises liability. If you have any questions for us, please contact us during normal business hours.  We would love to do a policy review for you.

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